CreditLearningCenter.com: A Credit Wake-Up Call for Consumers

New Website Helps Consumers Be Credit Smart, Save Money, Protect Identity

Los Angeles, CA (PRWEB) September 22, 2006 -- CreditLearningCenter.com, a new consumer website designed to help consumers understand and manage their personal credit report and credit score announced its “Be Credit Smart, Save Money, Protect Identity” campaign today.

“What CreditLearningCenter.com is saying via this campaign is the only one who knows if your credit report is accurate is you,” stated Walter Burch, Editor-In-Chief of CreditLearningCenter.com. “Our message to consumers: It’s up to you to know exactly what’s in your credit report, and make sure it’s accurate, so you get the credit you deserve,” continued Burch.

In the past, many consumers have been under the impression that credit bureaus were solely responsible for making sure credit information is accurate, when in fact the credit bureaus are only reporting information transmitted to them by creditors

Checking Credit Reports and Contacting Credit Bureaus Online

“In the past, many consumers have been under the impression that credit bureaus were solely responsible for making sure credit information is accurate, when in fact the credit bureaus are only reporting information transmitted to them by creditors,” stated Burch “With the staggering volume of personal data reported by creditors and governmental entities to the credit bureaus, mistakes will inadvertently occur on credit reports. At CreditLearningCenter.com, consumers can not only learn how to check their credit score and credit report, but also be connected online to all three credit bureaus if they believe their reports contain inaccurate information,” added Burch.

Your Credit Score: Its Growing Role in Today’s Economy

As more and more companies struggle to generate new customers in the fiercely competitive marketplace, successfully managing risk via your three-digit credit score has become the winner-take-all Super Bowl of the 21st century economy. This is evidenced by the fact that credit ratings have grown well beyond their traditional role of determining automobile loan rates, mortgage terms, and credit card interest, to the point that customized credit risk models now determine rates for many auto and home insurance policies. Credit reports and scores are even key factors in many applications for employment. CreditLearningCenter.com provides detailed resources to help consumers understand how the information in their credit report is used to determine their credit score.

Monitoring Credit Reports: The “First Line of Defense” Against Identity Theft

While saving money through the wise use of credit is a central focus of CreditLearningCenter.com, the site also contains detailed information on identity theft, and stresses the importance of credit monitoring as a “first line of defense” against a crime that has reached epidemic proportions nationwide. Through credit monitoring, consumers can receive email alerts when their credit reports reveal new information indicating that their identity may have been stolen. For more information regarding identity theft, including the most common warning signs of identity theft, go to www.CreditLearningCenter.com

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